Missing a mortgage payment by accident can be stressful — especially if it’s the first time it’s happened. Whether it slipped your mind, a direct
Being turned down for a mortgage can be a real blow, especially when you’ve been planning to move or buy for some time. One of
If you’re a UK property investor and looking to pull some equity out of one of your buy-to-let properties, a cash-out refinance might be something
If you’re looking to buy your first home or move up the property ladder, you’ve likely come across the idea of getting a mortgage of
For most people in the UK, buying a home without a mortgage simply isn’t possible. A mortgage helps you spread the cost of a property
If you’ve got a County Court Judgment (CCJ) or a default on your credit file, the idea of getting a mortgage might feel out of
If you’re receiving a stipend—whether as a postgraduate student, a research fellow, or through a government-sponsored program—securing a mortgage in the UK can feel like
When buying a property with someone else, one of the choices you’ll come across is whether to own it as joint tenants or tenants in
If you’re thinking about buying your council house, you’re likely wondering, “Do I need a deposit to buy my council house?” The short answer is:
When it comes to buying someone out of a house in the UK, whether due to a relationship breakdown, family arrangements, or other circumstances, the
If you’re dealing with mortgage arrears and have bad credit, the idea of remortgaging might feel out of reach. But you may be surprised to
Having your mortgage declined by the underwriter can feel like someone’s pulled the rug from under your feet. You’ve found the house, your offer’s been
Buying a home in the UK is an exciting but complex process, and your credit history plays a vital role. Many potential homebuyers worry about
Missing payments can happen to anyone, especially when unexpected financial difficulties arise. However, it’s essential to understand how quickly missed payments can lead to a
If you’re looking for a mortgage but worried about having bad credit, one of the key questions you’ll have is: how much deposit do you
If you’re buying a home in the UK, you’ll probably hear the term Land Registry searches at some point. But what exactly are they, and
Buying a home is exciting, but it can also be overwhelming—especially when it comes to mortgage surveys and valuations. Knowing what type of valuation or
If you’re trying to figure out which credit report agency you should use in the UK, you’re already on the right track. Your credit report
If you’re buying a home with a mortgage in the UK, chances are your lender will carry out a mortgage valuation. It’s a standard part
When you’re buying a property in the UK, your mortgage lender will typically require various searches to be carried out. One of these essential checks
