Commercial mortgages

Commercial mortgage advisers to help you choose the right mortgage for your business.
Find out how our commercial mortgage brokers can help you.
Commercial mortgage

Get commercial mortgages through Count Ready

Commercial mortgages

Let's talk about you

Find out how we can improve your mortgage!

The flexibility of a commercial mortgage is essential in keeping your business afloat. With flexible terms and fixed interest rates, Count Ready can help you out in any situation. It takes just 2 minutes to fill out your details and get access to thousands of commercial mortgages - all in one place. So why wait?

Why work with us

We offer a variety of commercial mortgage solutions for both businesses and individuals, including loans and refinancing. Whether you are looking for private or institutional funding, we have the right solution for you. Our team also has extensive experience in the UK lending market.

Commercial mortgages

What is a commercial mortgage?

A commercial mortgage is a loan that is used to finance the purchase, construction, or improvement of a commercial property. It can be used for any type of business-related project, including the acquisition and development of land.

Commercial mortgages are secured against the property or assets of the business. In this way, they are different from personal mortgages, which are secured against your home.

What are the benefits of a commercial mortgage?

Commercial mortgages are a type of loan that is used to finance commercial real estate.

This type of loan is ideal for businesses that need to purchase or build a new facility. The borrower would typically use the loan to pay for the cost of construction and land acquisition and other expenses associated with building such as architects, engineers, and lawyers.

Commercial mortgage loans are available in two forms – a fixed-rate loan or an adjustable-rate loan. The fixed-rate loans make it easier for borrowers to estimate their payments and interest rates over the life of the loan because they are locked into one interest rate during the term of the loan.

Some of the benefits include:

  • They are flexible and can be tailored to your needs.
  • They are more affordable than other types of loans.
  • You can use them to buy property or assets that you don’t want to put into your business.
  • You can use them to finance your business expansion.

Is there a risk involved in using a commercial mortgage?

The risk involved in using a commercial mortgage is the same as with any other type of loan:

  • You might not be able to pay back the loan and lose your property.
  • You might have to pay an exorbitant amount in interest on the loan, which could increase your debt.
  • The company you work for might go bankrupt, and you could lose your job, even if you are not at fault for the company’s failure.

Is the loan for a car or other asset easier to obtain than for a commercial mortgage?

There is no doubt that commercial mortgages are more difficult to obtain than car loans. But, there is one loan type that is easier to obtain – a car loan. Car loans have shorter terms and higher interest rates than commercial mortgages, but they also have less stringent requirements for borrowers.

The difference between the two types of loans can be explained by the different levels of risk involved in each type. It’s easier to secure a loan on an asset with a higher level of risk because you’re asking for more money upfront as collateral.

When are commercial mortgages used?

Commercial mortgages are typically used by businesses, real estate investors, and other people who want to purchase a property.

In the past, commercial mortgages were mostly used for large-scale construction projects, but they can also be used for other purposes such as expanding a business.

Commercial mortgages are not typically offered in the same way as residential mortgages, which is why they might be more suitable for certain businesses. They can also be more expensive than residential mortgages because of their riskier nature.

How to get a commercial mortgage?

The most common way to get a commercial mortgage is through the bank or building society with which you already have an account. If this isn’t an option, then you can contact us. We can deal with major lenders such as Barclays, Lloyds Bank, HSBC, or Santander.

Commercial mortgages are generally issued in fixed-rate loans with a set interest rate for a specific period of time. For example, an interest rate of 3% for 12 months would be charged on a loan.

What are the alternatives for a commercial mortgage?

Commercial mortgages in the UK have been a popular way to finance the property. They are relatively easy to obtain and offer a variety of benefits. However, there are alternatives that people should consider if they want to avoid paying high-interest rates and being tied down by high monthly repayments.

Most people in the UK have a commercial mortgage, and there are many alternatives for them to get a loan with. The options include getting a personal loan, taking out an overdraft, or borrowing from family and friends.

What else should I consider when taking out a commercial mortgage?

When considering taking out a commercial mortgage, one of the most important factors to consider is your personal situation.

A mortgage broker will help you to plan out what you can afford. This will make it easier for you to decide whether or not a commercial mortgage is an appropriate solution for your business.

There are additional costs and considerations you will need to factor in. These include the following:

• Interest rates
• Points
• Property taxes
• Insurance premiums
• Property taxes
• Maintenance costs
• Mortgage insurance

How to apply for a commercial mortgage?

When applying for a commercial mortgage, you will need to complete a commercial mortgage application and provide:

  • Proof of your business’s financial worth, such as a statement of how much it is worth and how much is owed on the property.
  • Proof of your ability to repay the loan, such as a bank statement showing that you have enough money saved up or statements from your business that show profits.
  • Pay stubs and tax returns details

What types of commercial mortgages are there?

There are many different types of commercial mortgages in the UK. They vary in the amount of money they can lend to borrowers, the length of time they last and the interest rate that is charged to borrowers.

Types of commercial mortgages:

  • Purchase money mortgage – where the borrower uses the money they have saved up or borrowed from family and friends to buy the property.
  • Refinancing mortgage – where the borrower takes out a new loan to pay off an existing loan on their property or business or takes out a new loan to purchase another property or business.
  • Mortgage for investment purposes – this type of mortgage allows borrowers to use their home as collateral for borrowing money against it, which can then be used for investments such as shares, bonds, properties and more.

The service you need

Count Ready provides a range of UK commercial mortgages and commercial mortgage brokers.

Generate demand: We’ve been providing service to the finance industry for over many years, and our reputation speaks for itself. As a highly reputable broker, we’ve earned our position as the go-to service provider by providing great customer service, competitive pricing, and a wide range of services.

Best Commercial Mortgage Broker in the UK: Count Ready is one of the leading commercial mortgage brokers in the UK, with a track record of offering help to hundreds of customers every month. Our experienced team is always at hand to offer advice on all aspects of commercial mortgages. 

Quality at an affordable price: Our goal is simple: provide quality service at an affordable price. We believe that every customer should receive top-level professional service with comprehensive knowledge that’s hard to find elsewhere – without paying too much!

Need a personalised commercial mortgage solution?​​

We offer straightforward explanations of the various commercial mortgage options available to buyers. The flexibility of a commercial mortgage is essential in keeping your business afloat.

Go Commercial with Count Ready

Comfort, security and stability – these are the words that come to mind when you think of your commercial property.

A safe, secure investment: If you’re unsure about how much of a risk your current situation could be, then why not take advantage of our fixed interest rates? We understand the amount of stress that can come with buying your first home or investing in a new business, so we offer flexible terms so that you can borrow over a longer period while taking advantage of our Capital Repayment Holiday option.

Capital repayment holiday: A capital repayment holiday is a wonderful way to save money and keep your business running smoothly. If you’re looking for a longer-term loan, we can help you secure the right mortgage to make your business flourish.

Continue Reading

Please explore our sitemap.