Mortgage payment protection insurance

Affordable mortgage payment protection policy, so you can protect your loved ones.
Find out how our advisors can help with your mortgage payment protection insurance.
Mortgage payment protection insurance

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Mortgage protection insurance

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At Count Ready, we offer a wide range of products to protect your family's finances. We work with all the major banks and insurers in the UK to find the best fit for your needs. Get a quote today! So why wait?​

Why work with us

The team at Count Ready is here because we care about your future. We know the value of a dollar and the importance of taking care of what you have. Most importantly, we work hard to provide the best cover for our customers.

Mortgage payment protection policy

What is mortgage payment protection insurance?

It is a type of insurance that will cover the monthly mortgage repayments for a period of time if you are unable to make them yourself.

It can be taken out as an optional extra with your mortgage and can be used in the event that you are unable to work or have another source of income. It will ensure that your monthly repayments continue to be made on time and in full, so there is no risk of you defaulting on your loans and losing your home.

What does a mortgage payment protection policy cover?

A mortgage payment protection policy is a type of insurance that will cover your mortgage payments in the event you become unemployed, have an accident and sickness, or have to take time off work to care for a family member.

How much will my policy payout?

The amount of money that your mortgage payment protection policy will payout is dependent on a number of factors.
Mainly, the amount that your mortgage protection insurance will payout will depend on what kind of plan you have and how much you pay for it.

Do I need mortgage payment protection insurance?

Yes. Mortgage payment protection insurance provides financial security for families and individuals who are struggling financially but still want the opportunity to own their homes in the future. It also helps protect people from being forced into debt due to unforeseen circumstances such as illness or accidents that may occur.

The main reason mortgage payment protection insurance is so important is that if you are unable to work, you will be unable to make your mortgage repayments. This could lead to you losing your home as well as having a negative impact on your credit score.

How much does mortgage payment protection insurance cost?

This type of insurance is often bundled with other types of mortgage protection policies, such as critical illness and life assurance. The cost will depend on various factors, such as:

  • The term for which the borrower wants to insure their mortgage payments.
  • The amount that they are paying every month.
  • Their age and health.
  • The amount of money they would like covered in case they become unemployed or disabled.

What are the alternatives to mortgage payment protection insurance?

There are many alternatives to MPPI, some of which include: income protection, life insurance, and critical illness insurance. Income protection protects your monthly income if you are unable to work due to an injury or illness. Life Insurance covers your mortgage payments in the event of your death, while Critical Illness Insurance covers your mortgage payments in case of a serious illness.

What are the benefits of mortgage payment protection?

This cover is usually taken out by people who have a mortgage and are not sure how they will be able to afford their monthly mortgage payments if they become ill or unemployed.

The benefits of mortgage payment protection are:

  • The borrower can keep their current home and continue paying off the mortgage even if they become ill or disabled.
  • It can be cheaper than other types of insurance because it doesn’t depend on the borrower’s health status.
  • It is flexible. For example, it can be tailored to suit your needs and budget.

The right payment protection insurance for your mortgage

An insurance policy can give you peace of mind. With Count Ready, you’ve protected against accidents and illnesses as well as unemployment.

Count Ready- Mortgage Payment Protection Insurance: Count Ready can get you a mortgage payment protection insurance that covers accidents, sickness, and unemployment and will pay your mortgage payments if you cannot work due to an accident or sickness.

Accidents, sickness, and unemployment are covered: With Count Ready, you’re protected against accidents, sickness, and unemployment. When one of these events occurs, the policy will pay your mortgage payments for the duration of your recovery time. If you are out of work for more than 90 days due to illness or accident, Count Ready will cover the remaining time on your mortgage until employment resumes or end date is determined.

Simple as 1-2-3: You can purchase a Count Ready policy in three steps: sign up online with one click; provide basic info such as age and occupation, and choose monthly payment options. It’s quick and easy!

Learn more: Overweight life insurance

If you need a mortgage payment protection policy, we can help.

Keep up with your mortgage payments

Count Ready is a company that sells Mortgage Payment Protection Insurance (MPPI). It gives homeowners peace of mind and security.

Save your home: It’s scary to think about the worst happening. But with Count Ready, you don’t have to. We’ll provide you with the right coverage without any fuss or headache.

Ready for anything?: We give you the support and protection you need, and if something unexpected happens, we’ll help you get back on track. All in all, MPPI is the answer for homeowners needing peace of mind and security.

Payments that suit your needs: Count Ready offers flexible payment plans for your convenience, so you can get back to living life-not worrying about finances. Insurance broker section: MPPI is a type of insurance that is sold through an insurance broker. Count Ready has experts in MPPI who will walk you through the process step-by-step, making sure that you’re well-informed and well-protected from start to finish.