Mortgage brokers for self-employed people

Mortgage brokers for self-employed
Find out how our advisors help you if you are a self-employed.
self-employed mortgage broker

What is a self-employed mortgage broker?

A mortgage broker for self-employed people is an adviser who helps people with mortgages, including obtaining financing and arranging the mortgage.

Most self-employed mortgage brokers typically work for a lender or other financial institution but do not have to be employed by them. They may also work for themselves. Mortgage brokers often charge fees for their services in addition to any commissions earned from the sale of the loan.

What are the benefits of using a mortgage broker for self-employed people?

A mortgage broker can help you find the best lender for your situation and negotiate on your behalf. They can also provide guidance on how many houses you should be able to afford and what type of loan will work best for you.

Some of these benefits include:

  • Finding a lender that matches your needs and personality
  • Negotiating terms that are better than what lenders would offer
  • Not having to worry about finding the right loan for yourself

How do mortgage brokers work in the UK?

Mortgage brokers are the middlemen between lenders and borrowers. In the UK, mortgage brokers work for both banks and building societies. The job of a mortgage broker is to find the best deal for a borrower. They typically do this by getting quotes from different lenders in order to find the most suitable option.

The job of a mortgage broker is not an easy one, as they need to be able to negotiate with several different lenders at once and make sure that their clients get a good deal while also making money.

What is a typical process for self-employed people to purchase a home with a mortgage broker in the UK?

A mortgage broker is a financial intermediary that helps people finance their home purchases or refinance existing mortgages. UK mortgage brokers are regulated by the Financial Conduct Authority (FCA). They must be approved by the FCA to do certain things, like helping people get a regulated mortgage.

A typical process to purchase a home with a mortgage broker in the UK would be as follows:

  • The client will meet with their mortgage broker and discuss their requirements for financing.
  • The client will sign an agreement with the broker that includes information about fees, commissions, and other terms of business.
  • The borrower will give personal information about his or her income and job history, credit history, previous addresses, and so on, to the lender.
  • The loan application is sent to lenders, who determine whether or not to accept it.

How much does it cost to use a mortgage broker for self-employed people?

The cost of using a mortgage broker for self-employed people can vary depending on the type of mortgage you need. However, it is important to note that you will usually have to pay a fee, and this fee can be anywhere from £500 to £1,200.

Are there any concerns when using a mortgage broker?

There are a lot of concerns when using a mortgage broker. The main concern is that you may end up with a broker who has no knowledge of the industry and cannot provide you with the best service.

Another concern is that you might end up paying more for your mortgage than what you would have if you had just gone through the process on your own. Therefore, it is so important to find the right broker for self-employed people.

How do I find the mortgage broker for self-employed people near me?

Choosing the right mortgage broker for self-employed people near you is a difficult decision for both first-time buyers and experienced professionals. The process of finding a mortgage broker can be stressful, but it is possible to find one who will provide you with a solution that fits your needs.

You can search online for “self-employed mortgage advisers near me” or “self-employed mortgage brokers near me” on social media and use your network, or you can ask for recommendations from friends and family.

Services from mortgage brokers for self-employed

First-time buyer Mortgage

Many first-time buyers want to buy their first home but don't have enough money saved up for a down payment or other expenses associated with purchasing a property. Mortgage advisers can be helpful in this case because they can help you find a loan that fits your budget and has the lowest interest rate possible. If you are self-employed, get expert advice now.

Remortgage

If you are self-employed and have a mortgage, remortgaging could be a better option for you. It will help you to save money on your mortgage and reduce the amount of time it takes to pay off your loan. Our brokers can help you compare the best deals for remortgaging and find the best way to get rid of your existing loan.

Company director mortgage

Company directors often find themselves in a difficult position when it comes to getting a mortgage. They are not just looking for one that is affordable, but also one that is suitable for their needs. Mortgage advisers at Count Ready can take care of all the paperwork and the financial aspects of applying for a mortgage, as well as find the best lender for your needs.

Bridging finance

The mortgage brokers for Bridging Finance help self-employed people get the loans they need by providing them with information about their eligibility and the process of getting a loan. Our mortgage brokers can help in different ways, such as helping people find out which lender they should apply with or providing advice on how to manage their finances better, etc.

Mortgage after IVA

The mortgage after IVA for self-employed people can be difficult because of the strict rules that need to be followed to qualify for this type of loan. Plus, you will have to pay a higher interest rate compared to other types of loans. Mortgage advisors can help these people find suitable mortgages that suit their needs and circumstances.

Buy-to-let mortgages

The self-employments are a growing section of society, and their financial needs are increasing. One of the most important financial needs for this group is to find a mortgage that suits their individual circumstances. The self-employed need to find the right buy-to-let mortgage for themselves, which may not be easy due to the high number of lenders and brokers. This means that they need to work with an adviser or lender who will understand their unique situation and offer them the best deal possible.

Mortgage with a poor credit

Self-employed people often struggle to get a mortgage. They have to provide a lot of documentation and prove their income so that they can get approved for a mortgage. In the current day and age, people are more likely to get a mortgage with poor credit. The reason for this is that there are many innovative mortgage options available for self-employed people through mortgage brokers in the UK.

Mortgage after CCJ

These people may also find it difficult to borrow from lenders due to their past credit history. This is where mortgage advisors come in and help them get a loan through the process of applying for a mortgage after CCJ.

Mortgage after a debt management plan

In order to qualify for a mortgage after a debt management plan, you will need to show that you have enough money saved up in your bank account and that you are able to make payments on time every month. Get help from a specialist self-employed broker.

Sole trader mortgages

Mortgage advisors for self-employed people are becoming increasingly popular as more people want to take control of their own finances and avoid being tied down by traditional banks. They offer advice on mortgages, investment strategies, financial planning, budgeting, and more.

Mortgage after defaults

Mortgage advisers for after defaults are a great idea that helps people get back on track with their finances while also helping others in need of assistance. Mortgage brokers can help borrowers by finding the best loan for them and then taking care of all the paperwork involved in getting approved for it.

Bankruptcy mortgages

If you are self-employed or own your own business, you may want to consider using a mortgage advisor instead of a bank. A mortgage advisor can help you find a loan that fits your needs and give you advice on what to do with your finances in case you have declared bankruptcy.

Best self-employed mortgage brokers

Let's talk about you

Our mortgage brokers can help you get a better mortgage to buy a property!

Mortgage brokers for the self-employed are a new way of looking at things and looking for a new way to access mortgages. At Count Ready, we work with self-employed people, who want to borrow money for business or personal reasons. We're a broker that does everything, from applying for the mortgage to arranging the paperwork and getting the loan funded. So why wait?

Why work with Count Ready?

Count Ready has a team of qualified mortgage brokers who specialise in finding you the best home loan for your unique situation, no matter what it is. We understand that self-employed people know more about their own financial situation, and we’ll work with you to find the right loan—no matter how big or small your income is. Working with us means you’ll get expert guidance from our team of property specialists, who coordinate all the paperwork involved in getting a loan, so you don’t have to worry about any hassle.

Best self-employed mortgage brokers near me

Count Ready is the choice for self-employed people

Count Ready.com offers a hassle-free way for self-employed people to get a mortgage.

Self-Employed Mortgages for All

Our mortgage brokers are excellent at dealing with self-employed borrowers and understand all the tricky aspects of your situation. We act as your advocate in the application process to make sure that everything runs smoothly.

We know how hard you work

As a self-employment mortgage advisor, it can be difficult to find the time to look after your finances properly. That’s why we offer advice on everything from tax and pensions to ways of making your money grow so that you can keep moving forward with the same financial headache.

Professional advice

Self-employed mortgage brokers at Count Ready provide professional advice to self-employed people. We’ve put together a database of many specialist mortgage lenders in the UK, so you can be sure that the advice and suggestions you get are unbiased and made just for you.

Mortgage brokers for your self-employed mortgage

Self-employed? We’re here to help! We’re one of the top lenders for people who work for themselves. Our relationship of trust helps us to understand your unique situation so we can find the right mortgage for you.

Making things easier for you

Count Ready offers easy processing and swift turnaround time, so you don’t have to wait days or weeks before your application is processed. We also help with any paperwork that needs filling out, so you can get back to work quickly!

Relationship of trust

Our relationship of trust helps us understand the unique situation that self-employed professionals face on a day-to-day basis and find the perfect mortgage for them.

Are you looking for mortgage brokers for the self-employed?

We are one of the mortgage advisers in the UK for self-employed persons and want to assist you in making the best decision possible.

Self-employed mortgage brokers near you

Count Ready is a self-employed mortgage broker that offers mortgages, remortgages, and other services. Get a quote today.

In-house expert

We have an in-house mortgage expert on staff to help you find the right product for your needs. You can also speak with one of our friendly mortgage advisors to answer any of your questions.

We are flexible and fair to you

There’s no such thing as one-size-fits-all when it comes to home financing. With Count Ready, you can get the exact loan you want from an accredited lender near you. You’ll also have options to customise your terms so that they’re just right for your needs.

Low rates & flexible terms

At Count Ready, we offer competitive rates, flexible terms, and great service. We’ll make sure your plan fits your budget and goals while also considering your financial situation and credit profile.
Let us help you find the perfect option that meets your needs!

We cover all the major areas in the UK including Manchester, London, Coventry, Portsmouth, York, Leeds, Milton Keynes, Basildon, Colchester, Birmingham, Cambridge, Derby, Essex, Worcester, Oxford, Leicester, Chelmsford,, Canterbury, Peterborough, Leicester, Liverpool, Newcastle as well as the smaller towns in the UK.