Commercial mortgage end-of-term guide What happens when a commercial mortgage reaches the end of its term? The maturity date is when the amount required under
Commercial mortgage problem guide Commercial mortgage arrears, default and lender support If a commercial mortgage payment has been missed, a shortfall is approaching or a
Commercial mortgage borrower guide Commercial mortgage covenants and lender consent A commercial mortgage does not end with making the monthly payment. The facility letter, mortgage
Commercial mortgage security guide Commercial mortgage legal charges and debentures A commercial lender may secure a loan against the property, the borrowing company’s assets, personal
Understand what UK commercial mortgage offers contain, how special conditions and expiry work, what changes to report and what must happen before completion.
A clear UK guide to what a commercial mortgage solicitor checks, when to instruct, lender and borrower representation, legal costs, delays and completion.
What insurance do you need for a UK commercial mortgage? Understand buildings cover, reinstatement cost, lender conditions, leasehold responsibilities and completion timing.
Can you get a 100% commercial mortgage in the UK? Understand additional security, combined loan-to-value, lender checks, purchase costs and realistic no-deposit alternatives.
Can you overpay a commercial mortgage? Understand early repayment charges, fixed-rate break costs, lender limits and the questions to ask before paying a lump sum, selling or refinancing.
A practical UK guide to financing leasehold and vacant commercial property, including lease terms, vacancy risks, holding costs and lender checks.
A practical UK guide to commercial mortgage valuations and property surveys, including lender checks, valuation shortfalls, costs and preparation.
A practical UK guide to refinancing commercial bridging finance onto a long-term mortgage, including exit readiness, valuation shortfalls, timing and evidence.
Can you get a UK commercial mortgage with adverse credit? Understand what lenders may assess, what evidence helps and when to wait.
Can a new UK business get a commercial mortgage without full accounts? Learn what lenders may assess, what evidence can help and when to apply.
A practical UK guide for first-time commercial property buyers covering lender checks, deposits, costs, due diligence, ownership and the mortgage process.
A practical UK guide to diagnosing a commercial mortgage decline, checking the property, figures and credit evidence, and deciding whether to reapply.
A practical UK guide to when commercial mortgage lenders may request personal guarantees, the clauses directors should understand and the questions to take to a solicitor.
Commercial finance guide Commercial mortgage vs business loan: which is right for property? The finance route should follow the purpose of the borrowing. Buying, refinancing
Commercial mortgage guide How long is a commercial mortgage term in the UK? Commercial mortgage terms are agreed case by case. The useful question is
Commercial mortgage decision guide Interest-only or capital repayment commercial mortgage: which structure fits? The lowest monthly payment is not automatically the best commercial mortgage. The
