Income protection insurance

Protect your income from the risks of life by getting income protection insurance.
Talk to one of our insurance brokers and get a free quote today.
income protection insurance cover

Insurance but not limited to:

Accident, sickness and unemployment

This is insurance that covers the expenses related to a loss of income due to an accident, sickness, and unemployment.

Payment protection insurance

It is a type of insurance policy that pays for missed loan payments and other costs that come from not being able to work.

Mortgage payment protection insurance

Mortgage payment protection insurance is a type of mortgage insurance that is designed to help a homeowner avoid foreclosure in the event that their monthly mortgage payments are interrupted by an emergency.

Long-term income protection

Long-term income protection insurance is a policy that provides help for those who are facing a financial crisis and need to know they will still be able to afford their living expenses for a certain period of time.

Short-term income protection

Insurance companies may provide short-term income protection insurance to those who might be facing a financial crisis over the next two or three years, such as layoffs, the end of a certain job, or the end of an investment opportunity.

Freelancer income protection

Freelancer income protection is a policy that pays you a set amount of money if you have not been able to make any money from freelancing for 12 months or more.

Company director income protection

This is a type of income protection insurance called company director income protection cover. It helps pay for the time when a company director is unable to work because of illness or injury and has to take a less active role in managing the company.

Employees income protection

An employee's income protection insurance is a type of insurance that provides income replacement and other benefits if an employee is unable to work due to illness, injury, or death.

Self-employed income protection

Self-employed income protection insurance is a type of income protection plan that provides financial support to a self-employed person, in the event that they are unable to work due to an illness, accident, or disability.

income protection cost

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We can try to help you with your protection!

At Count Ready, we're committed to making sure that your finances are protected. We offer a wide range of policies for personal and business needs with competitive rates and flexible terms. We'll give you peace of mind when it comes to protecting your financial health with payment protection insurance. So why wait?​

Why work with us

You can trust Count Ready because of our proven track record in the industry. For over years we've been designing and implementing innovative protection solutions for our clients. When it comes to protection policies, we give you peace of mind- that’s why we've been the top provider of income protection insurance in the UK.

Income protection insurance quote UK

What is income protection insurance?

Income protection insurance is a type of insurance policy that covers the loss of income due to illness, injury, disability, or death. If you have children and they get sick, you can use this type of coverage to help pay for medical expenses.

Additionally, if your partner dies, this coverage will also help cover the cost of continuing your life without him or her.

How does income protection insurance work?

Income protection insurance provides a way to protect your income if you are unable to work due to an injury or illness. It will pay out a certain amount of money until you can return to work.

When an individual can’t work because of an injury or illness, income protection insurance can help them get by. It can pay for a part of or all of their income.

This type of insurance can be purchased for both individuals and families. The policyholder pays a premium, and the insurer pays out benefits if they become ill, disabled, or pass away.

What are the benefits of income protection insurance?

The benefits of income protection insurance include:
  • Cover you for unexpected events such as illness, injury, redundancy, or death.
  • Protects against low-income levels in retirement and poverty during old age.
  • It provides peace of mind knowing that you will have enough money to live on if anything happens to your main source of income.

What are the eligibility requirements for income protection insurance in the UK?

The eligibility requirements for income protection insurance in the UK are as follows:
  • The policyholder must be 18 years old or older, up to 59.
  • The policyholder must have been employed for more than a year.
  • Be registered with a doctor in the UK for at least two years.
  • The policyholder must have had at least one year of continuous employment with their employer.
  • The policyholder can be self-employed or an employee.
  • Work at least 16 hours a week

Is income protection worth it?

The question of whether income protection insurance is worth it comes down to the individual’s personal circumstances. For some, it may be worth the cost to ensure their financial stability in case of an emergency, but for others, it might not be worth the risk.

The answer is yes. It’s a good idea to protect your income no matter how much you earn. Income protection can help you secure a future for your loved ones and yourself if something happens to you.

Types of income protection

Income protection insurance cover is designed to provide financial security in the event of an unexpected event like illness, injury, or unemployment.

Types of income protection insurance cover:

  • Accident, sickness, and unemployment insurance cover: These are designed to provide financial security in the event of an accident or sickness. In order to be able to get these plans, you must work in a certain job that is on the policy.
  • Payment Protection Insurance: This type of insurance plan is designed to provide financial security if you are unable to work because of a medical issue or have lost your job. You can also qualify for this plan if you have a mortgage and are unable to make your payments.
  • Mortgage payment protection insurance: This type of coverage provides financial security in case you are unable to make a mortgage payment.

How much does income protection insurance cost in the UK?

This is a question that many people have when they are looking to buy insurance. There are many different types of protection insurance, but income protection insurance is one of the most popular.

The cost of an income protection policy will vary depending on the amount it covers and the length of time it covers. There are different types of policies, some are cheaper than others, but all have their own set of benefits. The cost also depends on which company you go with and what type of policy they offer.

Income protection insurance can be bought as part of your life or health insurance plan or as a separate policy.

Do I need income protection insurance?

Income protection insurance is something that we all need to have, but not everyone realises it. It is an insurance policy that covers your income if you are unable to work due to illness, injury, or unemployment.

It is important for people with jobs to have this type of insurance because it can help them continue their lives without having to worry about how they will make ends meet. This type of insurance can also cover the loss of income due to death, disability, and retirement.

If you are not sure if you need income protection insurance, consider the following:
  • How much income do you need per month?
  • What is the maximum amount of income replacement?
  • Do you have dependents?
  • What is your health and life expectancy like?

The main benefit of this type of insurance is that it can provide you with financial security even if something happens to your regular source of income. This means that you won’t have to worry about not being able to pay for your medical bills and other expenses if something unexpected happens to you.

A safe way to protect your income

There are many reasons why you may need to protect your income. You may have an accident or sickness. You could lose your job and be unable to work in the future. Or, perhaps you’re planning a big trip and want to be sure you’ll still have the money for it. Count Ready covers all of these situations and more.

Protecting your income is important

 It’s hard enough when you’re dealing with life’s unexpected events; it can be even more stressful when you’re worried about how your finances will affect the situation. Count Ready makes it easier to stay calm and focused on what matters most—your family, friends, and work—without worrying about how much money is left in your bank account after insurance payments.

Our policies are simple but powerful

Policies help make the world a safer place, so they’re important! We’ve focused on creating policies that make it simple to understand what policyholders should expect from us during their claim: payment protection insurance (credit card or checking), mortgage protection insurance, etc.

Peace of mind in uncertain times

Count Ready is a flexible, affordable, and practical way to protect your family against the cost of unexpected events by providing affordable protection for your income.

Get your income protection cover from Count Ready

Count Ready is different because it covers a wide range of personal financial risks with a single policy, as well as protection against the unexpected costs of moving.

A single policy covers all your risks

Your income protection policy with Count Ready covers your income and certain other personal expenses against the unexpected costs of moving, accidents, sickness, unemployment, or death. As a result, you only need to purchase one policy to cover all of your needs as well as any unexpected costs that may arise.

Insurance brokers

Find the right insurance broker for you. We’ve partnered with brokers around the country to find a specialist who’s tailor-made for you. So we can give you better service and support when it matters most.

Big savings from big brands

We’re backed by some of the most trusted brands in the market. Get big savings on our policies by trading up with these brands!.

Do you need income protection insurance cover?

Protection for your money

When the unexpected happens, the last thing you want to worry about is your financial security.

Understanding your coverage needs

Before deciding what kind of coverage you need, it is important that you understand what your lifestyle will be like if you were to suddenly become unemployed. You should also consider how much income you need in order to maintain it. This can be calculated by considering how much your monthly expenses are and how much income you need per month in order to cover them.

The right coverage for your needs

If you’re looking for a plan that allows flexibility in answering these questions, we offer a variety of investment options that can help meet your needs.

Accidents, sickness, and unemployment

Get cover for accidents, sickness and unemployment too, so you’re not left in the dark when emergencies strike.