Critical illness cover
Affordable critical illness insurance, cover your family and protect your future.
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Critical illness cover is a financial insurance product that helps to protect your family in the event of a serious illness or death. Most importantly, critical illness cover is an insurance policy that provides financial protection against the cost of medical treatment and care related to serious illnesses, such as cancer, heart disease, and stroke.
In addition to providing financial protection, critical illness cover also helps with other aspects of care, such as home help, transport and social care. It can also help with funeral costs.
Critical illness cover can be bought through a broker, a private health insurer, or through your employer’s group health insurance scheme.
Critical illness cover has different levels of cover that vary in the amount they payout for the insured person’s medical expenses. It can be purchased by individuals, families, and businesses. The cost of critical illness cover depends on the age, gender, and medical history of the individual.
Critical illness insurance is a policy that provides financial protection for individuals who are unable to work because of an illness, injury, or disability. This type of coverage typically includes a lump sum payment and monthly payments if the insured individual becomes disabled during the policy term. It also covers expenses related to caregiving and medical bills.
Critical illness insurance is important because it helps to protect the financial well-being of individuals in the event that they develop a critical illness. It can also help them to pay for their medical care and other expenses related to their condition.
This is a common question that many people have. A lot of people are not aware of what type of cover they should get and how much coverage they need.
The amount of cover you need is dependent on the type and severity of your illness. If you are a healthy individual, then you don’t need as much cover as someone who has a chronic condition or an illness that affects them for the rest of their life.
There are a number of conditions that are covered by critical illness cover, including:
This is a question that’s commonly asked by people who may be eligible for critical illness cover.
Critical illness cover is designed to help you and your family in the event of a serious illness. If you get sick and need to stay in the hospital or get medical treatment for a long time, it gives you a lump sum.
The most important thing to remember when considering whether or not you are eligible for critical illness cover is to check your policy documentation carefully. You can also get advice from your insurer, but this will vary depending on what type of policy you have, so it’s best to check with them first! It is not always easy to determine whether you are eligible for this cover.
A few factors that might help are:
The following are the key steps to obtaining a critical illness insurance quote in the UK.
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As an authorised insurer of critical illness insurance, Count Ready can offer you peace of mind that your loved ones won’t suffer financial loss from a critical illness.
Take care of your family: Count Ready offers three types of cover for you and your family during life’s most difficult times. Our household bill insurance, private healthcare insurance, and rent or mortgage payment insurance provide security without worry.
Getting back on your feet: Provisions for dependants
With provisions included in our critical illness insurance policy, you can be sure your loved ones will be taken care of should they fall ill or pass away.
No one wants to think about getting ill. But the reality is, if you’re not well, life can be tough. We all know how difficult it is to work in the day-to-day grind when your health isn’t what it used to be.
Peace of mind: The critical illness insurance cover ensures you get the peace of mind and financial security you deserve when you’re unwell, regardless of your age or health situation.
Save time, money and worry: The cover provides life cover for dependent children aged up to 18, family income protection, and a lump sum payment option, helping you keep your bills covered while maintaining your routine without any worry or hassle.
Save money with our household bills cover: Count Ready helps you to save money by providing cover for your household bills. At least you can be sure that there’s no risk when it comes to your rent or mortgage payments.
With the right critical illness cover, you will know your family is protected from the financial consequences of an illness.
The right cover for you: Our rates are highly competitive and our cover is appropriate for both individuals and families. We have a wide range of options to suit your needs.
Take control of your finances: Count Ready offers a range of services to help you make the most of your finances. Protect yourself from large bills, manage your household bills, protect yourself from an unexpected rent increase, take care of mortgage payments, and more.
We are a hybrid mortgage broker and protection adviser. However, we want to make it clear that we do not have physical branch offices everywhere in the UK. You can get our services over the phone, online, and face-to-face in some circumstances.
Please keep in mind that while we may not be local to you, we may still assist you. Imagine if you had a long-term health issue that needed to be addressed. Would you rather have the person who is closest to you or the person who is the best? Now is the moment to put that critical thinking to work in your search.
Legal
Count Ready Limited is registered in England and Wales, No: 10283205. Registered Address: Unit 10, Robjohns House, Navigation Road, Chelmsford, England, CM2 6ND.
Count Ready Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference: 976111.
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.
We usually charge fees of £595 on offer, but we will agree to our fees with you before we undertake any chargeable work. We will also be paid by commission from the lender.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Disclaimer: All content on the Count Ready website can only ever provide general information and does not constitute financial advice. For this reason, we always recommend that you speak to authorised advisers for your needs. (Please be aware that by clicking onto any outbound links you are leaving the www.countready.co.uk. Please note that neither Count Ready or Connect IFA are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.)
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