Remortgage
Need remortgaging? Mortgage advisers to help you choose the right mortgage for your home.
Find out how our remortgaging brokers can help you.
At Count Ready, our team of experts will do all the heavy lifting for you by finding the right mortgage type that suits your needs and budget. No more worrying about how much house you can afford or where to get a mortgage with bad credit. We're here to help!
You may have had a CCJ, or you may still be in the midst of one - but you're not alone. We understand that finding a mortgage can be difficult, and we don't give up.
We specialize in offering mortgage solutions for people with credit challenges and defaults, so our team can help you find a solution that suits your unique situation. Our team will work hard to make sure you receive the best offer from us so that you can feel confident in your decision.
Our mortgage brokers have years of experience finding the right mortgage for you, and they're always looking out for your best interest in a possible bankruptcy situation.
Our customers are our top priority, and we're dedicated to providing the fair, responsible service they deserve.
There's no need to worry if you have a debt management plan — let us help you find the best deal. We have a great selection of approved lenders with competitive pricing that suits your needs.
Our team of trustworthy brokers will help you get the best deal that meets your needs. If you're struggling with paperwork, we'll make sure that it's done as soon as possible.
We understand the struggle of remortgaging can be overwhelming when you're looking to move home. That's why we offer our Remortgage Made Easy Service, which allows you to get an expert mortgage broker on your side without having to worry about the nitty gritty details of remortgaging.
We offer quick decision times for all of our buy-to-let mortgages and make sure you know what's happening with your application, so you can make the right choice for you.
Remortgaging is when a homeowner takes out a new mortgage on their property to pay off an existing mortgage. The new mortgage is usually at a lower interest rate than the current one. It can also be used as a way to change the terms of the mortgage, such as extending the term of the loan or changing how often payments are made.
The process of remortgaging is similar to getting a new mortgage. The borrower will need to provide information about their income and assets, which lenders will verify before they approve the loan. They may also have to provide documentation about their current home loan and any other debts they have.
The remortgage process can be quick and easy if you know what you are doing. But if you don’t, it can be complicated and time-consuming.
( Please be aware that by clicking onto the above links you are leaving the www.countready.co.uk. Please note that neither Count Ready or Connect IFA are responsible for the accuracy of the information contained within the linked site(s) accessible from this page. )
It is a common misconception that remortgaging your home is a sign of financial difficulty. In reality, people remortgage their homes to access a lower interest rate or take out equity.
When you apply for a remortgage, you will need to provide details about your current mortgage and your plans for the new mortgage.
The cost of remortgaging depends on a number of factors, including:
It may seem like an easy task to get the best remortgage deal, but it can be a lot more difficult than you think. With so many different mortgage providers and lenders out there, you need to know what you are looking for in order to find the right one for you.
The first step is to decide your budget. This will help narrow down your search and help you find a lender that will offer deals that fit within your budget range.
The next step is to look at the different types of mortgages available, such as fixed-rate mortgages, variable-rate mortgages and interest-only mortgages. You may also want to consider whether or not a cashback deal would be beneficial for you or if buying a home with another person would work best for your situation.
Why don’t you call us now for a free consultation?
There are many people who are stuck in a bad situation because of their financial situations. They may have been rejected for a bank loan due to a bad credit score, or they may have high monthly payments on their current mortgage.
However, there is still hope for them as they can remortgage with bad credit. You will need to find a lender who is willing to take on the risk of lending you money.
Here are a few things you need to know about remortgaging with bad credit:
A mortgage is a long-term loan that is used to purchase a home. Many people use this loan to buy the house of their dreams. However, it’s not always easy to determine when is the best time to remortgage with the ever-changing market.
The best time to remortgage depends on the situation and goals of the homeowner. In general, the best time to remortgage is when you have a good credit score, stable income and can afford the monthly payments.
Yes, you can. If you want to change your mortgage, there are two different ways in which this can happen.
The first way is to ask the current lender for a new mortgage or to see if they can offer you a better deal. The second way is to go through the process of switching lenders entirely and getting a new mortgage with them instead.
However, you will have to go through the process of applying for a new mortgage, and the lender may require you to provide certain documentation.
Count Ready is a remortgage broker that will find you the best mortgage deals with the lowest interest rates and most favourable terms.
We take care of the paperwork: Mortgage terms can be complex, but Count Ready handles all the paperwork for you. We’ll find the best mortgage for your needs and objectives, get you a great deal, and make sure it’s all set up for you.
No hidden fees: You deserve transparency. Count Ready will never charge any fees upfront. That way, if you’re not satisfied with our service, there’s no risk!
We’re here to help: We’ve got your back from beginning to end – from finding a great mortgage to making sure it’s set up correctly. It’s our job to make sure life is as easy as possible.
Count Ready is a free service that connects you with the best remortgage brokers in the UK.
Save your cash: Remortgaging can save you thousands of pounds per year, cut mortgage rates and save you time by getting your application done quickly.
Seamless process, no fuss: From finding the best broker for you to getting a great deal and securing your new mortgage, we make it all happen.
Find more from remortgage FAQs.
We are a hybrid mortgage broker and protection adviser. However, we want to make it clear that we do not have physical branch offices everywhere in the UK. You can get our services over the phone, online, and face-to-face in some circumstances.
Please keep in mind that while we may not be local to you, we may still assist you. Imagine if you had a long-term health issue that needed to be addressed. Would you rather have the person who is closest to you or the person who is the best? Now is the moment to put that critical thinking to work in your search.
Legal
Count Ready Limited is registered in England and Wales, No: 10283205. Registered Address: Unit 10, Robjohns House, Navigation Road, Chelmsford, England, CM2 6ND.
Count Ready Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference: 976111.
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.
We usually charge fees of £595 on offer, but we will agree to our fees with you before we undertake any chargeable work. We will also be paid by commission from the lender.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Disclaimer: All content on the Count Ready website can only ever provide general information and does not constitute financial advice. For this reason, we always recommend that you speak to authorised advisers for your needs. (Please be aware that by clicking onto any outbound links you are leaving the www.countready.co.uk. Please note that neither Count Ready or Connect IFA are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.)
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