Need remortgaging? Mortgage advisers to help you choose the right mortgage for your home.
Find out how our remortgaging brokers can help you.

Services we provide for remortgaging

Remortgage with bad credit

At Count Ready, our team of experts will do all the heavy lifting for you by finding the right mortgage type that suits your needs and budget. No more worrying about how much house you can afford or where to get a mortgage with bad credit. We're here to help!

Remortgage with CCJ

You may have had a CCJ, or you may still be in the midst of one - but you're not alone. We understand that finding a mortgage can be difficult, and we don't give up.

Remortgage with defaults

We specialize in offering mortgage solutions for people with credit challenges and defaults, so our team can help you find a solution that suits your unique situation. Our team will work hard to make sure you receive the best offer from us so that you can feel confident in your decision.

Bankruptcy remortgages

Our mortgage brokers have years of experience finding the right mortgage for you, and they're always looking out for your best interest in a possible bankruptcy situation.

Remortgage with IVA

Our customers are our top priority, and we're dedicated to providing the fair, responsible service they deserve.

Remortgage with debt management plan

There's no need to worry if you have a debt management plan — let us help you find the best deal. We have a great selection of approved lenders with competitive pricing that suits your needs.

Bridging finance

Our team of trustworthy brokers will help you get the best deal that meets your needs. If you're struggling with paperwork, we'll make sure that it's done as soon as possible.


We understand the struggle of remortgaging can be overwhelming when you're looking to move home. That's why we offer our Remortgage Made Easy Service, which allows you to get an expert mortgage broker on your side without having to worry about the nitty gritty details of remortgaging.

Buy-to-let mortgages

We offer quick decision times for all of our buy-to-let mortgages and make sure you know what's happening with your application, so you can make the right choice for you.


Let's talk about you

Figure out how we can improve your mortgage!

Count Ready is a mortgage broker. We provide mortgaging services to landlords and homeowners but don't just do one thing. We help you find the right mortgage for your needs, whether a fixed-rate mortgage or a variable rate deal.

Why work with us

We'll help you find the best way to get the most out of your property. Whether it's a remortgage, equity release or an overpayment, Count Ready offers you a range of different options to suit you and your family.


What does remortgaging mean?

Remortgaging is when a homeowner takes out a new mortgage on their property to pay off an existing mortgage. The new mortgage is usually at a lower interest rate than the current one. It can also be used as a way to change the terms of the mortgage, such as extending the term of the loan or changing how often payments are made.

The process of remortgaging is similar to getting a new mortgage. The borrower will need to provide information about their income and assets, which lenders will verify before they approve the loan. They may also have to provide documentation about their current home loan and any other debts they have.

The remortgage process can be quick and easy if you know what you are doing. But if you don’t, it can be complicated and time-consuming.

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Why do people remortgage their homes?

It is a common misconception that remortgaging your home is a sign of financial difficulty. In reality, people remortgage their homes to access a lower interest rate or take out equity.

  • There are many reasons why people remortgage their homes. Some of them are:
  • They want to get a lower rate of interest on their mortgage.
  • Consolidate debts, and they can do that by remortgaging the property and thus getting a lower interest rate on the new mortgage.
  • They want to take advantage of the current low-interest rates, which are much lower than they were in the past.
  • They want to buy another property, but they don’t have enough money for it.
  • Remortgaging their current home may be an option for them.
  • To release equity in the property.

How can I work out how much a remortgage will cost?

When you apply for a remortgage, you will need to provide details about your current mortgage and your plans for the new mortgage.

The cost of remortgaging depends on a number of factors, including:

  • The amount of money you want to borrow:
  • The interest rate that you are offered.
  • The length of time that you want to take out the mortgage for.
  • Whether there are any fees attached to the loan, such as arrangement fees or other costs.

How can I get the best remortgage deal?

It may seem like an easy task to get the best remortgage deal, but it can be a lot more difficult than you think. With so many different mortgage providers and lenders out there, you need to know what you are looking for in order to find the right one for you.

The first step is to decide your budget. This will help narrow down your search and help you find a lender that will offer deals that fit within your budget range.

The next step is to look at the different types of mortgages available, such as fixed-rate mortgages, variable-rate mortgages and interest-only mortgages. You may also want to consider whether or not a cashback deal would be beneficial for you or if buying a home with another person would work best for your situation.

Why don’t you call us now for a free consultation?

Can I remortgage with bad credit?

There are many people who are stuck in a bad situation because of their financial situations. They may have been rejected for a bank loan due to a bad credit score, or they may have high monthly payments on their current mortgage.

However, there is still hope for them as they can remortgage with bad credit. You will need to find a lender who is willing to take on the risk of lending you money.

Here are a few things you need to know about remortgaging with bad credit:

  • You may need a guarantor for your mortgage.
  • You may need a higher deposit than usual.
  • You may have to pay more interest on your mortgage, which can be costly over time.

When is the best time to remortgage?

A mortgage is a long-term loan that is used to purchase a home. Many people use this loan to buy the house of their dreams. However, it’s not always easy to determine when is the best time to remortgage with the ever-changing market.

The best time to remortgage depends on the situation and goals of the homeowner. In general, the best time to remortgage is when you have a good credit score, stable income and can afford the monthly payments.

Can I get a new mortgage with a different lender?

Yes, you can. If you want to change your mortgage, there are two different ways in which this can happen.

The first way is to ask the current lender for a new mortgage or to see if they can offer you a better deal. The second way is to go through the process of switching lenders entirely and getting a new mortgage with them instead.

However, you will have to go through the process of applying for a new mortgage, and the lender may require you to provide certain documentation.

A Mortgage broker that puts your needs first

Count Ready is a remortgage broker that will find you the best mortgage deals with the lowest interest rates and most favourable terms.

We take care of the paperwork: Mortgage terms can be complex, but Count Ready handles all the paperwork for you. We’ll find the best mortgage for your needs and objectives, get you a great deal, and make sure it’s all set up for you.

No hidden fees: You deserve transparency. Count Ready will never charge any fees upfront. That way, if you’re not satisfied with our service, there’s no risk!

We’re here to help: We’ve got your back from beginning to end – from finding a great mortgage to making sure it’s set up correctly. It’s our job to make sure life is as easy as possible.

Do you need remortgaging?

We'll find you a mortgage deal

Count Ready is a free service that connects you with the best remortgage brokers in the UK.

Save your cash: Remortgaging can save you thousands of pounds per year, cut mortgage rates and save you time by getting your application done quickly.

Seamless process, no fuss: From finding the best broker for you to getting a great deal and securing your new mortgage, we make it all happen.

Find more from remortgage FAQs.

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