Home insurance

Get a low-cost home insurance right away to safeguard your home.
To learn more about how our brokers can help you with your home insurance needs, please contact us. ​
Home Insurance UK

Insurance quotes we provide but not limited to:

Buildings insurance

Public liability insurance for limited companies offers policies to protect your business against the risk of losing money as well as legal and financial liabilities.

Contents insurance

Contents insurance is the best way to protect your contents from fire, theft and other natural disasters.

Combined home insurance

Get protection for your home, and more. With a wide range of homeowner discounts and low rates, you can get the best deal on insurance.


Find cheap renters insurance from the leading provider today and a policy that fits your needs and budget with our affordable rates.


Get the best homeowners insurance quotes with Count Ready and save up to 30% on your home insurance. Contact us today and save!


Count Ready offers affordable and comprehensive cover for landlords and property chiefs who want to protect their investments.

Holiday homeowners

Find the best homeowners insurance for your needs with a free quote from Count Ready.

Flat sharers

Get a great policy at a price you can afford with free online quotes. We offer a range of policies to suit all budgets and lifestyles.


The most comprehensive students insurance policy in the UK. Get a college student insurance plan with low rates and excellent coverage.

home insurance quote

Let's talk about you

Help you find the best home insurance.

Nowadays, it's never been more important to protect your home. It needs to be insured, whether you're a homeowner or a renter. Count Ready is the leading home insurance broker in the nation, providing homeowners and renters with affordable protection from water, storms, fire, and other natural disasters. So why wait?​

Why work with us

At Count Ready, your personal needs are our business. We offer a wide range of policies to protect your family and your home from fires, floods, theft, subsidence, and heaves. Our easy-to-use interface makes it easy to compare products and find the perfect fit for you.

Home Insurance Cover

What is home insurance?

Home insurance is a type of insurance that protects your home, family members, and belongings from theft, damage, and natural disasters. In the UK, there are many different types of policies available to protect you against these risks.

Do I need home insurance?

Yes, It is important to have a policy in place for your home in case something goes wrong. It’s also important to know what you’re covered for and what you’re not covered for so you don’t end up paying more than necessary.
Most importantly, If you want to protect your property from a natural disaster, then you should consider buying home insurance.

What type of home insurance do I need?

There are two types of home insurance in the UK: – contents and buildings insurance. There are two types of insurance: contents and building insurance.

Contents insurance protects your possessions against things like fire or theft. Building insurance helps pay for damage caused by things like storms, earthquakes and other natural disasters.

Buildings and contents insurance can be purchased as individual policies or as part of a package. Many insurance companies offer a discount for purchasing multiple policies at the same time, which might make the claims process more convenient.

How much does home insurance cost in the UK

The cost of cover in the UK is determined by a few factors. These factors include the level of cover, the type of home, and the area. The prices are also impacted by how much risk you are willing to take on and whether you want to insure against theft or vandalism.

If you want to get a quote for your home, it is best to go through an insurance broker who can give you a better price than what you will find online.

How can I get cheaper home insurance quotes?

Buying insurance is not a simple task. People often get confused about which type of insurance they need and how to get the cheapest rates.

Brokers are the best way to find cheaper home insurance quotes in the UK. They can help you compare different types of policies and find a policy that fits your needs. You should also be able to see if there are any special discounts available for people with certain qualifications or who have been with a particular company for a long time.

What factors affect the cost of home insurance?

Home insurance is one of the most important things to consider when buying a house. It covers your property and its contents against damage or theft. It also covers liability risks such as accidents that could occur on your property.

Home insurance can be expensive in the UK, but there are a few factors that affect the cost of your home insurance, such as:

  • To the extent that flooding is a risk to your property,
  • Your property’s location and type.
  • How secure your property is.
  • Your circumstances.

What does home insurance cover?

Home insurance is the protection of your home and its contents, such as furniture, appliances, and other possessions. It is a policy that pays for damage to or destruction of your home due to fire or other natural disasters. It also covers theft and vandalism.

What home insurance add-ons are available?

There are many optional extras for home insurance. These are the ones that you can get to add a little extra security to your home.

Optional extras:

  • Burglary and vandalism cover: This is a service that offers protection from burglary and vandalism, which is included in some policies.
  • Burst pipes and escape of water cover: This is a service that offers protection from burst pipes, which can lead to flooding or water damage if not dealt with quickly enough.
  • Subsidence and heave cover: This is a service that offers protection from subsidence (ground movement due to natural causes) or heaves (the movement of the ground caused by an external force).
  • Floods and storms: If you’re a homeowner, you might not have enough money to cover the cost of repairs to your property in the event of a natural disaster like a flood or storm. This option will help you get money for repairs to be done on your property.

Do I need a cover if I’m renting?

If you are renting, the landlord should be providing insurance for the property. When renting, it’s important to be aware that you don’t have the same rights as homeowners when it comes to your home. This means that you aren’t protected against theft, fire, or any other damage caused by external factors.

So it is important to consider getting your own content insurance. Again, it’s not required. If you don’t purchase contents insurance, you’ll be responsible for the cost of replacing your belongings if they’re damaged or stolen.

I’m a landlord. Do I need to take out home insurance?

As a landlord, you are required to have some form of insurance. It will cover the cost of any damage to your property and also pay for any losses that you might incur as a result.

It is important to take out home insurance in order to protect your property from damage or theft. The most common type of home insurance is contents insurance, which covers the cost of replacing or repairing anything that is lost or damaged. It includes furniture, appliances, electronics, and other personal possessions.

If you have a lot of valuable items in your home, then it’s worth getting contents insurance for those too. This type of policy will protect against theft and fire damage.

If you want to avoid the risk of a landlord’s property being burgled, then you should consider taking out insurance. You might also need to take out insurance if your property is located in a high crime area.

Who needs home insurance?

Home insurance is a must for everyone. It is not only about protecting your home, but also about protecting your family and belongings. A wide range of policies is available, including:

Students: Students often find themselves living in temporary accommodation, or sharing with friends or family members, which means they are not covered by their parent’s home insurance policy.

Flat sharers: Flat sharers are not always covered by their parent’s home insurance policy because they don’t own the property outright.

Homeowners: Homeowners are the ones who own their homes and need to worry about the safety of their property. They need to make sure that they have a policy in place that covers them against any damage or losses.

Landlords: Landlords are the ones who rent out properties and need to take care of their tenants’ belongings because they have invested in the property as well. They also have to make sure that they have a policy in place that covers the damage caused by tenants during the tenancy, such as accidental damage to property or theft of personal items.

Renters: Renters are those who live in rented homes and need protection from accidental damage. In the past, homeowners and renters have always been considered separate entities. However, as more people are renting out their properties or living in rented homes and flats, it’s important to understand the differences between them.

What do I need to get a quote?

Before getting a policy, it is important that you understand the basics of what the policy covers. The following are some of the most basic things that you should know about your home insurance:

  • Your address,
  • Your phone number,
  • The type of insurance you want and what you’re insuring (home, auto, life),
  • How much coverage do you need for your home or auto?
  • The deductible amount for the plan,
  • Whether you want to add riders like pet coverage or renter’s insurance.

Home insurance: - The right way to protect your family

You won’t have to worry about the cost of replacing your home with Count Ready. We give you an affordable rate and provide comprehensive insurance coverage.

Affordable protection: Count Ready provides a range of services that make it possible for you to save money while receiving high-quality services. Our rates will never cause financial distress, and our discounts ensure that you will never have to pay too much.

Comprehensive insurance: At Count Ready, we can help with comprehensive insurance solutions for your home and family. We offer insurance for vandalism, burglary, fire, floods, storms, subsidence, and heave—so if something ever happens, you’re covered!

A trusted name in home insurance: When it comes to home insurance, you can trust Count Ready. We’re a trusted name in home insurance, and we’re here to help when you need it most.

Introducing the future of home insurance

We understand your homes, what they mean to you, and our ability to protect them.

We have the right policy for your needs: We offer a range of policies that can suit multiple lifestyles, including protection against fire, floods, subsidence, heave, and more. With Count Ready, you’ll be able to select the policy that best suits your needs and budget.

Increase the value of your property: Home insurance is important, but it’s also an investment. We offer discounts on major appliances and gadgets, as well as discounts on other top quality products that can help make your home safer and more comfortable. We also provide peace of mind through our emergency service team.

Peace of mind for everyone: With our network of specialist brokers and insurance partners, we’re able to provide you with the best policy that can protect your possessions, as well as your family’s financial future.

Protect your home with an affordable home insurance plan

Protect what matters

As we all know, a house is the biggest investment you’ll make in your lifetime. So it makes sense to protect it with the right insurance to ensure peace of mind and financial protection.

The insurance life: Protecting your home from fire and flooding, or a natural disaster or burglary is important to you. You want to be covered for all of these things, as well as many others, like burst pipes, escape of water, subsidence, and heave.

Personalised service: We help you find the right policy that suits your needs and budget. Our brokers are here to help you survive the big moments and make your life easier, from everyday protection to long-term care.

No hassle and no surprises: You can pay for or cancel your insurance at any time, with no questions asked. Renewals and discounts are just a click away, so there’s never any hassle or surprises in store for you!