Make your mortgage journey simple
Book a free consultation with a specialist visa mortgage broker in London today.
Finding the right mortgage in the UK can be challenging at the best of times, but for those on a visa, it often feels like an uphill struggle. If you are living, working, or studying in London with a visa, you may have already discovered how complex the mortgage market can be. This is where a specialist visa mortgage broker in London becomes invaluable – guiding you through the process, opening doors to lenders, and ensuring you get the right deal for your circumstances.
For many foreign nationals and expats, securing a mortgage in London is not as straightforward as it is for UK citizens. High street banks often apply stricter rules to applicants who hold visas. You may be asked for:
This makes the process time-consuming and, in some cases, frustrating. However, with London being a truly international city where thousands of professionals arrive every year, specialist mortgage brokers have built strong relationships with lenders who are open to working with visa holders.
Book a free consultation with a specialist visa mortgage broker in London today.
A specialist visa mortgage broker focuses on helping people with non-standard circumstances – including those on work visas, student visas, or family visas – to access the right mortgage products. Unlike going directly to a bank, a broker:
For someone new to the UK system, this tailored support can make all the difference.
Different visas may come with different lending criteria. A specialist visa mortgage broker in London will assess your status and connect you with the most suitable lenders. Some of the common visa categories include:
London is a unique property market in itself. With high demand from overseas buyers, international workers, and long-term residents alike, many lenders have created products specifically tailored for those in the capital. A London-based visa mortgage broker will not only know the national lending criteria but also have local expertise on which lenders are most flexible in this competitive environment.
Speak to a trusted mortgage adviser – tailored advice for Health and Care Worker Visa mortgages.
Request a call backWorking with a broker is vital, but you can also boost your chances by preparing well in advance. Some useful steps include:
As a visa holder, you still have access to a wide range of mortgage products. Depending on your circumstances, you may be eligible for:
Whether you are moving to London for work, starting a family, or investing in property, having a trusted broker by your side can give you confidence. Buying in the UK housing market is a major step, and for those with visas, the right advice is absolutely vital.
Our team works with a wide variety of clients across London, including:
If you’re living in London on a visa and dreaming of buying your own home, you may have already discovered how challenging the mortgage process can be. Lenders often treat applicants on visas differently, asking for extra paperwork or setting stricter criteria. That’s where a specialist visa mortgage broker in London makes all the difference! With the right guidance, getting a mortgage on a visa is not only possible but can also be surprisingly straightforward.
Let a specialist visa mortgage broker guide you to the right deal in London’s property market.
Get me a mortgageYes, it is possible to get a mortgage in London while on a visa, but lenders usually have extra requirements. A specialist visa mortgage broker can match you with banks and building societies that are open to working with foreign nationals.
In many cases, lenders may ask for a higher deposit, sometimes around 20–25%. However, with the right broker, you may find lenders who are willing to accept smaller deposits depending on your circumstances.
Most lenders will consider applicants on Skilled Worker visas, Spouse or Partner visas, and certain long-term visas. Some also accept Investor visas and Tier 2 visas. A broker can quickly identify which category fits your case best.
Because standard high street banks may decline applications simply based on visa status. A London-based specialist broker has access to niche lenders and can make the process smoother by presenting your application to the right people.
This varies by lender. Some are happy with as little as six months of UK residency, while others prefer to see one to two years. A broker will guide you to the right option for your length of stay.
Yes, it can be possible. While it is more complex than a residential mortgage, certain lenders do offer buy-to-let products for visa holders if you meet income and deposit requirements.
London has a very international property market, and many lenders are more experienced in working with visa holders here compared with other parts of the UK. This makes it easier to find suitable products with the help of a local broker.
No, fees vary. Some brokers charge a flat fee, while others take a commission. It’s always best to ask up front so you know exactly what to expect.
