Find practical UK guidance on borrowing, deposits, eligibility, applications, valuations, offer conditions, legal security and managing an existing commercial mortgage. Start with the decision closest to your situation, then speak with Count Ready when you are ready to discuss a real property or borrowing case.
Start with your question
Commercial mortgage decisions usually begin with a practical question about the numbers, eligibility, the application, legal security or an existing loan. Choose the decision closest to your situation, then use the latest guides below for further detail.
Navigation reviewed: 22 July 2026. These links cover 31 distinct commercial mortgage questions. Lender criteria, legal requirements and individual outcomes remain case-specific.
Recently published and updated
Browse the newest practical guides for UK businesses and property investors. Each article focuses on a distinct decision or lender question, so you can move from general research to a better-prepared enquiry.
Commercial mortgage guide Commercial mortgage loan-to-value (LTV) in the UK Loan-to-value shows how much you want to borrow against a commercial property. It matters, but
A practical UK guide to how much you may be able to borrow on a commercial mortgage, including loan-to-value, affordability, rental cover, deposit, credit profile and lender evidence.
A practical UK guide to commercial mortgage fees and costs, including valuation fees, lender fees, legal fees, broker fees, insurance and early repayment charges.
A practical UK guide to the commercial mortgage application process, including first review, documents, lender assessment, valuation, offer, legal checks and completion.
Commercial mortgage guide Commercial mortgage eligibility and lender criteria in the UK Commercial mortgage eligibility is not decided by one simple rule. Lenders usually look
Commercial mortgage guide Commercial mortgage rates in the UK Commercial mortgage rates are not a single market price. A lender will usually price the case
A practical UK checklist of documents commercial mortgage lenders may ask for when reviewing business premises, investment property, mixed-use property and refinance cases.
An environmental search helps a buyer, borrower and their solicitor understand recorded risks affecting a UK home or commercial property. This guide explains what a
A practical UK guide to commercial mortgage deposit requirements, loan-to-value, equity, deposit sources and what lenders check before offering terms.
A practical UK guide to the pros and cons of commercial mortgages, including ownership benefits, upfront costs, lender checks, repayment risk and when to ask for advice.
