Find practical UK guidance on borrowing, deposits, eligibility, applications, valuations, offer conditions, legal security and managing an existing commercial mortgage. Start with the decision closest to your situation, then speak with Count Ready when you are ready to discuss a real property or borrowing case.
Start with your question
Commercial mortgage decisions usually begin with a practical question about the numbers, eligibility, the application, legal security or an existing loan. Choose the decision closest to your situation, then use the latest guides below for further detail.
Navigation reviewed: 22 July 2026. These links cover 31 distinct commercial mortgage questions. Lender criteria, legal requirements and individual outcomes remain case-specific.
Recently published and updated
Browse the newest practical guides for UK businesses and property investors. Each article focuses on a distinct decision or lender question, so you can move from general research to a better-prepared enquiry.
Commercial mortgage end-of-term guide What happens when a commercial mortgage reaches the end of its term? The maturity date is when the amount required under
Commercial mortgage problem guide Commercial mortgage arrears, default and lender support If a commercial mortgage payment has been missed, a shortfall is approaching or a
Commercial mortgage borrower guide Commercial mortgage covenants and lender consent A commercial mortgage does not end with making the monthly payment. The facility letter, mortgage
Commercial mortgage security guide Commercial mortgage legal charges and debentures A commercial lender may secure a loan against the property, the borrowing company’s assets, personal
Understand what UK commercial mortgage offers contain, how special conditions and expiry work, what changes to report and what must happen before completion.
A clear UK guide to what a commercial mortgage solicitor checks, when to instruct, lender and borrower representation, legal costs, delays and completion.
What insurance do you need for a UK commercial mortgage? Understand buildings cover, reinstatement cost, lender conditions, leasehold responsibilities and completion timing.
Can you get a 100% commercial mortgage in the UK? Understand additional security, combined loan-to-value, lender checks, purchase costs and realistic no-deposit alternatives.
Can you overpay a commercial mortgage? Understand early repayment charges, fixed-rate break costs, lender limits and the questions to ask before paying a lump sum, selling or refinancing.
A practical UK guide to financing leasehold and vacant commercial property, including lease terms, vacancy risks, holding costs and lender checks.
