Commercial Mortgage Guides

A practical UK guide to commercial mortgage valuations and property surveys, including lender checks, valuation shortfalls, costs and preparation.

A practical UK guide to refinancing commercial bridging finance onto a long-term mortgage, including exit readiness, valuation shortfalls, timing and evidence.

Can you get a UK commercial mortgage with adverse credit? Understand what lenders may assess, what evidence helps and when to wait.

Can a new UK business get a commercial mortgage without full accounts? Learn what lenders may assess, what evidence can help and when to apply.

A practical UK guide for first-time commercial property buyers covering lender checks, deposits, costs, due diligence, ownership and the mortgage process.

A practical UK guide to diagnosing a commercial mortgage decline, checking the property, figures and credit evidence, and deciding whether to reapply.

A practical UK guide to when commercial mortgage lenders may request personal guarantees, the clauses directors should understand and the questions to take to a solicitor.

Commercial finance guide Commercial mortgage vs business loan: which is right for property? The finance route should follow the purpose of the borrowing. Buying, refinancing

Commercial mortgage guide How long is a commercial mortgage term in the UK? Commercial mortgage terms are agreed case by case. The useful question is

Commercial mortgage decision guide Interest-only or capital repayment commercial mortgage: which structure fits? The lowest monthly payment is not automatically the best commercial mortgage. The