Why Do You Need a Deposit For a Mortgage?
Buying your first home is an exciting step, but it comes with a lot of questions. One of the biggest ones is this: Why do
Home » Insight
Buying your first home is an exciting step, but it comes with a lot of questions. One of the biggest ones is this: Why do
When it comes to buying property in London, sorting out a mortgage is one of the most important—and often stressful—steps in the process. With house
Bankruptcy can be a fresh start, but it leaves a mark on your credit report that can make life tricky. If you’re wondering how to
An Individual Voluntary Arrangement (IVA) can be a lifeline if you’re struggling with debt, but once it’s over, most people want it off their credit
If you’ve spotted a County Court Judgment (CCJ) on your credit report, it can feel overwhelming. But don’t worry – you’re not stuck with it
A default on your credit report can feel like a heavy cloud hanging over your financial life. It can make it harder to get approved
Missed a payment and worried it’s ruined your credit? You’re not alone. Life happens – whether it’s an unexpected bill, a direct debit gone wrong,
Keeping track of your credit report is important for your financial wellbeing. Your credit report impacts your ability to get a mortgage, loans, or even
If you’re buying a home in the UK, you’ve probably heard the term “local authority searches“. But what exactly are they, and why do they
When you apply for a mortgage in the UK, lenders usually ask for a good bit of paperwork. One common request is your tax returns,
If you’re a UK homeowner thinking about switching your mortgage, you’ve probably heard about remortgage deals with no fees. But are they really worth it?
If you’re a homeowner in the UK, chances are you’ve thought about remortgaging at some point. Whether you’re looking to save money, borrow more, or
Looking for a mortgage can feel overwhelming, especially when you’re trying to figure out which deal suits you best. One of the most popular choices
If you’re self-employed and thinking about buying a home, you might be wondering: how long do you need to be self-employed for a mortgage? It’s
If you’re self-employed, remortgaging your home might seem daunting, especially with the extra paperwork involved. But, with careful preparation, the process can be straightforward. Here’s
If you’re living in a council house in the UK, you might have heard about the Right to Buy scheme. It lets council tenants buy
If you’re thinking about remortgaging your home, you’re probably wondering if you need to get a solicitor involved. It’s a common question – and the
A second home in the UK is defined as a property owned in addition to an individual’s primary residence. These properties are typically used for
Remortgaging your home can seem complicated, especially if you’re not sure what happens on the actual completion day. Understanding the process can make it less
If you’ve paid off your mortgage completely and own your home outright, you might be wondering if you can still remortgage. The simple answer is
We are a hybrid mortgage broker and protection adviser. However, we want to make it clear that we do not have physical branch offices everywhere in the UK. You can get our services over the phone, online, and face-to-face in some circumstances.
Please keep in mind that while we may not be local to you, we may still assist you. Imagine if you had a long-term health issue that needed to be addressed. Would you rather have the person who is closest to you or the person who is the best? Now is the moment to put that critical thinking to work in your search.
Legal
Count Ready Limited is registered in England and Wales, No: 10283205. Registered Address: Unit 10, Robjohns House, Navigation Road, Chelmsford, England, CM2 6ND.
Count Ready Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference: 976111.
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.
We usually charge fees of £595 on offer, but we will agree to our fees with you before we undertake any chargeable work. We will also be paid by commission from the lender.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Disclaimer: All content on the Count Ready website can only ever provide general information and does not constitute financial advice. For this reason, we always recommend that you speak to authorised advisers for your needs. (Please be aware that by clicking onto any outbound links you are leaving the www.countready.co.uk. Please note that neither Count Ready or Connect IFA are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.)
© Count Ready – 2025. All rights reserved.